Stock market volatility is often seen as something to fear, but it’s where real opportunities lie. In this post, we’ll break down what volatility really means, why October is known for shaking things up and how to invest during high volatility.
October is the MOST volatile month: Here is how to handle it Read More »
Despite working in finance since 2011, I hesitated to invest my own money, held back by fear and imposter syndrome. It wasn’t until I saw this one thing in real portfolios that I realized what I was missing out on. Coming from an ethnic minority background, where investing wasn’t a common practice, I knew I had to break the cycle. Here is why it took me so long and how I overcame my fears and embraced investing as the key to long-term wealth building.
How I Finally Started Investing (and Why It Took So Long) Read More »
My monthly mortgage cost doubled. But I also got ~5% pay increase from my employer along with securing a savings rate of 4% with my bank. But all this followed a painful inflation rate hitting 11.1% in 2022 and interest rate hike to its highest since the GFC.
All of these significantly increased the amount of taxes I am paying – I needed to actively do something. Here’s what I did.
Three ways to pay less tax on savings Read More »
There is a reason why inflation is known as the “Silent Killer”. It creeps up and takes away your purchasing power over time. Inflation has been under the limelight so far this year and why wouldn’t it be? Consumer Price Inflation (CPI) have risen to 5.4% year-on-year last month in the US, compared to the Central Bank’s average 2% target. In the UK, the number stands at 2.4%. Don’t underestimate the intensity of this little number which affects everything – from individuals to countries and then rest of the world!
This post is all about our current level of high inflation and whether it will remain high for a long time. If so, how should we invest during inflation and what it will mean for our finances?
How to invest during inflation and manage finances Read More »
Read your heart out, I say. I felt that my blog was looking pretty empty without books! Lo and behold! I got some great book recommendations for you. My plan is to keep this list “live”. The list holds something for everyone, from all walks of life!
Finding confidence to invest when the market is high does not come easy. Seeing the stock market reaching for the moon looks scary. And it’s normal to question yourself: Should I really be investing now that the market is high?
Well take a read here as I share 3 tips on investing during high markets. I also back my views with data revealing that investing at market highs can actually be….erm BETTER!
How to invest when market is high Read More »
Money lessons can be found everywhere you look. Literally. New Netflix series The Queen’s Gambit is no different.
Read on as I share top 5 money lessons that I’ve learnt from watching this series. Maybe you’d agree?
Money Lessons from the Queen’s Gambit Read More »
There are so many investing mistakes I have ever since making my first “buy”. Funnily enough, I’ve made these mistakes while working in the investing industry myself – should’ve known better, right?
Well, there are mistakes out there, lingering about – waiting to catch us ALL. Some of these mistakes cannot completely be eliminated but sure can be minimised or even avoided. Read on to know how!
Top 5 Investing Mistakes to Avoid as a Stock Market Beginner Read More »
93% of investors believe the presidential race will affect the stock market. US stock market accounts for nearly 2/3rd of all the stocks in the world.
As the big day is only one month away, let us find out how the 2020 US election can impact the stock market and how we can better prepare for it.
Stock Market and 2020 US Election Read More »
Pensions can be an unloved topic, yet it is THE MOST important concept to understand for a healthy financial future. Read all about it in this beginner friendly version!
How pension funds work Read More »