The Subtle Investor

We need to talk about the racial wealth gap

racial wealth gap

The richest 10% of households in the UK hold 44% of all wealth, and by contrast poorest 50% own just 9% (ONS, 2016). There is no doubt that wealth inequality exists in the UK and you may choose to look at it under many different lens. In this post, I am looking at it under the “race” angle. Even after considering range of characteristics that can explain the racial wealth gap in ethnic minority households, “race” itself remain a statistically significant contender in explaining the wealth gap. Read on as I tackle why the gap exists and how we can all work together to come out of it.

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How debt affects mental health

how debt affects mental health

After reading about someone’s tragic suicide and in honour of Debt Awareness Week – I’ve decided to write this post. All my posts are usually focussed on investing money and the power of compounding. Seldom do we/I think about how compound interest can equally be powerful in allowing debt to spiral out of control.
Debt Awareness Week 2021 is all about destigmatising debt – and so let’s talk about it and ask for help when we need!

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How to invest when market is high

how to invest when market is high

Finding confidence to invest when the market is high does not come easy. Seeing the stock market reaching for the moon looks scary. And it’s normal to question yourself: Should I really be investing now that the market is high?
Well take a read here as I share 3 tips on investing during high markets. I also back my views with data revealing that investing at market highs can actually be….erm BETTER!

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Top 5 Investing Mistakes to Avoid as a Stock Market Beginner

5 investing mistakes to avoid

There are so many investing mistakes I have ever since making my first “buy”. Funnily enough, I’ve made these mistakes while working in the investing industry myself – should’ve known better, right?
Well, there are mistakes out there, lingering about – waiting to catch us ALL. Some of these mistakes cannot completely be eliminated but sure can be minimised or even avoided. Read on to know how!

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